1You will receive 25,000 bonus points if you make $3,000 or more in purchases within three months of opening an HVCU Visa Signature Credit Card. “Purchases” do not include balance transfers or cash advances. All other HVCU credit cards are excluded from this offer. After qualifying, please allow 4-6 weeks for bonus points to post to your account. Limit one bonus point offer per credit line. Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points.
2You will receive 12,000 bonus points if you make $3,000 or more in purchases within the first three months of opening an HVCU Visa Platinum Rewards Credit Card. “Purchases” do not include balance transfers or cash advances. All other HVCU credit cards are excluded from this offer. After qualifying, please allow 4-6 weeks for bonus points to post to your account. Limit one bonus point offer per credit line. Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points.
3APR=Annual Percentage Rate. Make purchases, cash advances, and balance transfers from other non-HVCU creditors and enjoy a 0% APR for the first 12 months of Visa Platinum credit card account opening. Thereafter, the APR will revert to the variable rate in effect after the 12 month introductory period, currently 15.50% to 18.00% APR. Variable APRs vary with the market based on the Prime Rate. This 0% introductory offer is valid for new HVCU Visa Platinum credit card accounts only. All other credit cards, including Visa Secured, are not eligible for this offer and may be not be combined with any other offers or discounts unless otherwise expressly noted. No exceptions will be made or considered. Rates for this product are as low as stated. Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown. This offer is not guaranteed if you do not meet our credit criteria and if your account is not in good standing. Foreign transaction fee is the exchange rate plus 1% of the transaction. Cash advance fee is 3% of the advanced amount. HVCU expressly reserves the right to terminate this offer at its discretion at any time and without further notice provided to you. For balance transfers, the total amount transferred may not exceed your available credit limit. Balances must be transferred from other non-HVCU creditors to be eligible. Please note, a balance transfer will not close your account with your other creditor. Check with your individual creditors to close your accounts. Payments to these accounts should continue until acknowledgement of the transfer is received. HVCU is not responsible for payments lost or delayed in the mail. Balance transfers are posted as cash advances and will begin accruing interest immediately after the 12 month introductory period ends. Rewards and/or rebates are not eligible with this offer.
4Annual Bonus Rewards: you can earn up to 50,000 HVCU Rewards! points when you use your Visa Signature credit card as follows: spend $25,000 - $49,999 annually to earn 25,000 points; spend $50,000 or more annually to earn an additional 25,000 points.
5APR= Annual Percentage Rate. Rates are subject to change without notice. Rates for this product are as low as stated. Rate is based on an evaluation of applicant credit. Your rate may vary from the stated rate. Currently the variable rates are as low as 15.50% APR for Visa Platinum, 16.50% APR for Visa Platinum Rewards, 17.50% APR for Visa Platinum Cash Rewards, and 16.50% APR for Visa Signature. Please read the following
disclosures that contain rate, fee, and other cost information related to HVCU credit cards. Foreign transaction fee is the exchange rate plus 1% of the transaction and is waived for Visa Signature. Cash advance fee is 3% of the advanced amount.
6Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points.
*Also available as a Visa Secured Credit Card.