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Apply for a Student Loan

Tuition and other education expenses can be high, so that’s why we have partnered with Sallie Mae to offer members their Smart Option Student Loan®.

     Learn more / apply for a Smart Option Student Loan

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

The Smart Option Student Loan® features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

Figuring out how to pay for college responsibly can seem like an overwhelming task. Sallie Mae’s 1-2-3 approach to paying for college can help you meet your education goals.

Useful Resources

Get free student loan coaching from BALANCE. Counselors will give you a one-on-one session and discuss your financing options.

Student Loan Coaching